CU Syndicate Coupon Rupees
CU Syndicate
Customer
Syndicate partner business
Syndicate allocate CU Syndicate Coupon Rupees
1.
CU Syndicate will register the partner business
2.
3.
CU Syndicate will redeem all the syndicate coupon rupees
customer will accept the CU Syndicate Rupees , so they will get extra discount
customer can redeem their coupon on https://www.cu-per.com/cu-syndicate after syndicate fee
customer can see which business/store is giving best discount in their location
partner business have to accept the CU Syndicate Rupees
they can used the Syndicate coupon rupees as coupon and exchange too
partner business can redeem their coupon on https://www.cu-per.com/cu-syndicate
4.
CU Syndicate will manage all the process of the syndicate coupon rupees . the registered CU Syndicate member will help to smooth run of syndicate
customer can used CU Syndicate coupon rupees to purchase any thing , but not more than 50 rupees in one store/business
partner business can run ads and show discount to their customer
Syndicate partner business
CU Syndicate
Customer
CU Syndicate Coupon rupees paper
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Rules of SYNDICATE COUPON RUPEE
Current flow
1. Vendor deposits ₹1000.
2. Syndicate issues 1000 SCC.
3. Vendor gives SCC to customers as rewards.
4. Customer spends SCC at another vendor.
5. Receiving vendor either:
gives it to another customer, or
redeems it for cash.
6. Redeemed SCC is burned.
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Biggest Risks that we can solve
Risk 1: Everyone redeems at once
Example
100 vendors buy ₹1000 SCC.
Reserve = ₹100,000.
Now imagine every vendor asks for redemption on the same day. You must always have enough reserve to pay them.
solution ; - CU Syndicate always full its reserve so vendor or customer never get in problem .
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Risk 2: Fake QR Codes
Someone photocopies one coupon 100 times.
Solution
1. Every SCC needs:
2. Unique serial number
3. QR code
4. Secret verification token (stored on the server)
5. Status:
6. Active
7. Redeemed
8. Expired
9.. Burned
10. Suspended
Once redeemed, it can never be used again.
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Risk 3: Vendor Fraud
A vendor could issue all coupons to themselves.
Rule:
Monitor unusual redemption patterns and investigate suspicious activity.
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Risk 4: Money Laundering
Someone buys a large amount of SCC just to convert it back.
Rules:
Verify vendor identity (KYC).
Set daily redemption limits.
Review unusually large transactions manually.
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Additional Rules
​
1..Every coupon has a 90-day expiry.
2. One redemption only.
3. Burn immediately after successful redemption.
4. Coupons cannot be exchanged between customers for cash.
5. Vendors cannot redeem expired SCC.
6. Lost paper coupons are not replaced.
7. Vendors cannot issue their own SCC.
8. Only the Syndicate prints and issues SCC.
9. Every print batch has a unique batch ID.
10. Track every coupon from printing to redemption.
why would vendors join?
This is the most important question.
A vendor won't join just because "it's a cool idea." They need a business benefit.
Possible benefits:
1. More customers
A customer with 100 SCC will look for a participating shop.
That brings new foot traffic.
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2. Repeat customers
Instead of giving ₹50 off, the vendor gives 50 SCC.
The customer returns to use it.
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3. Shared customer network
If 500 vendors join, they effectively refer customers to each other.
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4. Free marketing
Your website/app can list participating vendors and promote them.
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5. Loyalty without building their own system
Small shops usually can't afford loyalty software.
You provide it.
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6. Analytics
Show vendors:
Number of coupons issued
Number redeemed
Returning customers
Popular redemption periods
This data is valuable.